Financial goals are many, but the instruments for achieving them are critical and require a lot of research, in-depth knowledge and market analysis. There are several AMCs which are aimed at providing the best mutual fund plans for safe investing. Investors need to opt for the schemes as per their requirements and invest their hard-earned money in order to enhance the worth of their capital. But the question is which fund to choose for different financial goals?
HDFC Mutual Funds provide the solution for the same. Every investor has the desire to accomplish the investing objectives, but they have a different criterion of investing as well. With this, they get confused among the various alternatives and fail to find out the best scheme for their portfolio. HDFC Mutual Fund has classified the investments into three broad categories which help the investors in making better choice as per their convenience.
1. Equity Funds for Those Having Capital Appreciation a Primary Aim
Many of us have the desire to achieve high growth of capital by investing for a considerable time span. We wish to make investments in such instruments which provide us with the growth opportunities and tend to enhance our capital with extraordinary returns. The equity funds of HDFC Mutual Fund have investments in the stocks and shares of companies across various sectors and market caps.
2. Debt Mutual Funds to Fulfil Financial Stability Goals
The investors want to gain regular income as well on their investment so that they could attain financial security. Stable income lets them live their life in a convenient manner, and they become capable of enjoying all the amenities with more ease. The debt mutual funds allow them to attain the same objective in a hassle-free manner. There are a large number of schemes which fall under the debt funds category and provide tremendous income opportunities to the investors in the short as well as long-term period.
3. Balanced Funds to Provide the Benefits of Equity & Debts
This is quite common with some investors that they want to avail the benefits of both the investing plans, i.e., equity and debts. The balanced or hybrid schemes from HDFC Mutual Funds provide such benefit to the investors. They can invest their money in these plans and let their money grow into capital while earning a specific amount as interest on a regular basis. This way, they can attain their financial goals of achieving capital growth along with financial stability.
Accordingly, the investors have a wide variety of choices to make money grow higher in an accurate way. Moreover, HDFC Mutual Fund also endeavours to provide the schemes as per the risk appetite and investment tenure.
All the investors do not have any common investing style nor similar risk appetite. For that, investors take the assistance of different advisors to help them make a better investment. In accordance with the risk profile, viz., aggressive, moderate, and conservative, the investors can gain the power of making high profits. Along with that, the investors can get high-yielding schemes of different tenures, i.e., short-term or long-term and make better earnings to fulfil their goals at the right moment.
Thus, we can conclude here that whatever be the investment goal, HDFC Mutual Funds can help in accomplishing all of them. We just need to make the right choice in the right plan.
HDFC Mutual Fund has a variety of schemes with which it tends to provide the best solutions for accomplishing varied financial goals. By reading this article, you will come to know about the same in an apt manner.